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Mastering Contracts, New Home Purchase Agreements, Property Insurance Claims, and Business Transition (4-Hour WI Legal/Business Course)
Length: 4 Hours


This on-demand course is composed of four separate courses focusing on business management, construction laws, codes and contracts, liability and risk management.

Each individual course must be completed successfully before continuing education credits are reported, and completion certificates will be made available. 

Courses Included:

  • Mastering Contracts: Your Key to Contractor Success
  • Happy Trails: Retiring, Transferring, or Selling Your Construction Business
  • New Home Purchase Agreements - MN Realtors and WI Real Estate Forms
  • Property Insurance Claim Handling Review

Quiz Info

In order to receive continuing education credit(s), you will need to take a 10-question quiz following each course. To pass the quiz, you will need to achieve a score of 70% or higher. If you are unsuccessful, you will have an opportunity to repeat the quiz. Once you have successfully completed all four quizzes, you can download your continuing education certificate(s) showing the credit(s) that you have earned.


Credit Info

Each course is approved for:

  • MN residential contractor, remodeler, and roofer continuing education by the Minnesota Department of Labor & Industry, including the business management and energy requirements
  • WI Dwelling Contractor Qualifier CE by the Wisconsin Dept. of Safety & Professional Services, plus qualify for the four-hour focus requirement on construction laws, codes and contracts, liability and risk management

If you are eligible to receive continuing education credits, your information will be electronically reported to the appropriate agency within 3 business days of course completion.


Access Info

Your online course is accessible 24/7. The course will be available to you for 180 days from purchase date.


Questions and Comments

Questions and comments related to the curriculum for this course may be submitted to the instructor at education@housingfirstmn.org.


Bill Gschwind, Principal Attorney, Minnesota Construction Law Services, PLLC

Bill started Minnesota Construction Law Services in 2012 focusing on residential construction and small business law providing legal and business services to residential contractors and other owner-operated businesses. He became a lawyer after more than 25 years in the business world to bring common sense and business principles to the implementation of legal services for the construction industry.

Stephen Yoch, Felhaber Larson

Stephen has extensive transactional and litigation experience which allows him to assist builders and developers in evaluating all the alternatives when facing legal challenges. Steve is a highly rated speaker and an award-winning writer. He is a member of the Felhaber Larson Board of Directors, and he currently serves as Chair of the Business and Real Estate Section of the Firm.

Courtney Ernston, North Star Law Group, PLLC

Courtney Ernston is an attorney with North Star Law Group PLLC. She graduated from the University of Minnesota with a BA and then received her JD from the University of Oklahoma College of Law. Previously, Courtney worked for Minnesota Construction Law Services having joined in 2017 and becoming a partner in 2020. Courtney focused on immigration and small business law. She grew up in the family construction business and served as general counsel. Courtney is a graduate of the National Institute of Trial Advocacy advanced litigation program, among the most respected programs in the country, and is an adjunct professor at Mitchell-Hamline College of Law teaching business organizations. Courtney was named a 2020 Up and Coming Attorney by Minnesota Lawyers and named by Super Lawyers to the 2020 Minnesota Rising Stars List. She was also awarded 2023 Rising Star by Housing First Minnesota. What makes Courtney so effective is she knows when a problem can be solved without the difficulty of litigation because sometimes the practical solution is not the legal solution.

Patrisha Garger

Pattie Garger, attorney at law, brings a unique perspective and unwavering dedication to her clients and her practice. 

From the start of her legal career, Pattie immersed herself in the intricacies of the construction industry. She began by working for a roofing contractor, handling storm damage claims, and later transitioned to managing property damage claims involving fire, water, smoke, mold, and vandalism. Her experience extended to coordinating services with property management companies, providing her with invaluable insights into the challenges faced by restoration contractors, subcontractors, and property managers.

As a respected voice in the industry, Pattie served on the board of a property insurance adjuster association, as the representative of over 400 vendors who provided a plethora of services related to first party property damage insurance claim handling. Additionally, she dedicated over three years to educating insurance professionals through Continuing Education presentations, covering topics related to claim handling and ethics. Pattie's passion for knowledge led her to create and coordinate a continuing education program tailored specifically to address property insurance issues.

A member of both the Minnesota State Bar Association and the Hennepin County Bar Association, Pattie is deeply committed to serving her community. She actively volunteered in the Street Law program through the Minnesota Justice Foundation during  law school. Pattie serves as a volunteer attorney for Volunteer Lawyers Network handling eviction matters and provides limited pro bono services to small businesses through Legal Corp. Her dedication to advocacy extends beyond her legal practice, as she has been a champion for child advocacy and those who cannot speak for themselves.

With a background rooted in the construction industry, her impassioned, compassionate, tenacious, and determined approach resonates with general contractors throughout Minnesota. 


Questions and comments related to the curriculum for this course may be submitted to the instructor at education@housingfirstmn.org.

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